Rates

YOUR Savings Rates
$1 to $24,999 0.050%
$25,000 to $99,999 0.100%
$100,000 plus 0.300%
YOUR HISA Rates
All Balances 0.500%
YOUR HISA TFSA (Tax Free Savings Account) Rates
All Balances 0.500%
YOUR Chequing Rates
All Balances 0%
Fixed Term Deposits Rates
1 year 4.950%
2 year 5.000%
3 year 5.050%
4 year 5.100%
5 year 5.100%
Redeemable - 1 year 1.900%
Fixed RRSPs, RRIFs and TFSAs Rates
1 year 4.950%
2 year 5.000%
3 year 5.050%
4 year 5.100%
5 year 5.100%
Prime Rate Rates
Sydney Credit Union Prime Rate 5.95%
Personal Loans Rates
Fully Secured 7.45%
New Auto and Recreational Vehicle - rate fixed for 5 year 5.90%
Line of Credit Rates
Under $5,000 (Overdraft) 14.50%
Over $5,000 (LOC) 8.50%
$10,000 + MeritLine secured by mortgage 7.45%
$10,000 + MeritLine NOT secured by mortgage 7.95%
Unauthorized overdraft 24.00%
Mortgages Rates
1 year fixed 6.090%
2 year fixed 6.190%
3 year fixed 6.040%
4 year fixed 6.040%
5 year fixed (ALA) 5.440%
6 Months Open 9.150%
6 Months Closed 6.400%
Rates are subject to change according to market conditions without notice.