Rates

YOUR Savings Rates
$1 to $24,999 0.050%
$25,000 to $99,999 0.100%
$100,000 plus 0.300%
YOUR HISA Rates
All Balances 0.200%
YOUR HISA TFSA (Tax Free Savings Account) Rates
All Balances 0.200%
YOUR Chequing Rates
All Balances 0%
Fixed Term Deposits Rates
1 year 4.050%
2 year 4.250%
3 year 4.300%
4 year 4.350%
5 year 4.450%
Redeemable - 1 year 0.250%
Fixed RRSPs, RRIFs and TFSAs Rates
1 year 4.050%
2 year 4.250%
3 year 4.300%
4 year 4.350%
5 year 4.450%
Prime Rate Rates
Sydney Credit Union Prime Rate 4.70%
Personal Loans Rates
Fully Secured 6.20%
New Auto and Recreational Vehicle - rate fixed for 5 year 5.90%
Line of Credit Rates
Under $5,000 (Overdraft) 14.50%
Over $5,000 (LOC) 8.50%
$10,000 + MeritLine secured by mortgage 6.20%
$10,000 + MeritLine NOT secured by mortgage 6.70%
Unauthorized overdraft 24.00%
Mortgages Rates
1 year fixed 5.190%
2 year fixed 5.320%
3 year fixed 5.530%
4 year fixed 5.800%
5 year fixed (ALA) 5.290%
6 Months Open 8.000%
6 Months Closed 5.190%
Rates are subject to change according to market conditions without notice.