Rates
| YOUR Savings | Rates |
|---|---|
| $1 to $24,999 | 0.050% |
| $25,000 to $99,999 | 0.100% |
| $100,000 plus | 0.300% |
| YOUR HISA | Rates |
|---|---|
| All Balances | 1.10% |
| YOUR HISA TFSA (Tax Free Savings Account) | Rates |
|---|---|
| All Balances | 0.80% |
| Prime Rate | Rates |
|---|---|
| Sydney Credit Union Prime Rate | 7.20% |
| Personal Loans | Rates |
|---|---|
| Fully Secured | 8.70% |
| New Auto and Recreational Vehicle - rate fixed for 5 year | 9.99% |
| Line of Credit | Rates |
|---|---|
| Under $5,000 (Overdraft) | 14.50% |
| Over $5,000 (LOC) | 11.99% |
| $10,000 + MeritLine secured by mortgage | 8.70% |
| $10,000 + MeritLine NOT secured by mortgage | 9.20% |
| Fully Secured LOC | 8.70% |
| Unauthorized overdraft | 24.00% |
| Mortgages | Rates |
|---|---|
| 6 Month Closed | 7.760% |
| 6 Month Open | 9.800% |
| 1 Year | 7.650% |
| 2 Year | 7.320% |
| 3 Year | 6.950% |
| 4 Year | 6.800% |
| 5 Year | 6.840% |
| 5 Year Special ALA | 6.10% |
| Term Deposits | Rates |
|---|---|
| 1 Year | 5.500% |
| 2 Year | 5.500% |
| 3 Year | 5.000% |
| 4 Year | 4.800% |
| 5 Year | 5.000% |
| 1 Year Reedemable | 1.900% |
