Rates
| YOUR Savings | Rates |
|---|---|
| $1 to $4,999 | 0.05% |
| $5,000 to $9,999 | 0.10% |
| $10,000 to $24,999 | 0.20% |
| $25,000 to $59,999 | 0.30% |
| $60,000 to $99,999 | 0.50% |
| $100,000 plus | 0.50% |
| YOUR HISA | Rates |
|---|---|
| $1 to $4,999 | 0.90% |
| $5,000 plus | 0.90% |
| YOUR HISA TFSA (Tax Free Savings Account) | Rates |
|---|---|
| All Balances | 0.90% |
| YOUR Chequing | Rates |
|---|---|
| All Balances | 0% |
| Fixed Term Deposits | Rates |
|---|---|
| 1 year | 1.45% |
| 2 year | 1.60% |
| 3 year | 1.75% |
| 4 year | 1.90% |
| 5 year | 2.15% |
| Redeemable - 1 year | 0.65% |
| Fixed RRSPs, RRIFs and TFSAs | Rates |
|---|---|
| 1 year | 1.45% |
| 2 year | 1.60% |
| 3 year | 1.75% |
| 4 year | 1.90% |
| 5 year | 2.15% |
| Prime Rate | Rates |
|---|---|
| Sydney Credit Union Prime Rate | 3.95% |
| Personal Loans | Rates |
|---|---|
| Fully Secured | 5.45% |
| New Auto and Recreational Vehicle - rate fixed for 5 year | 5.90% |
| Line of Credit | Rates |
|---|---|
| Under $5,000 (Overdraft) | 14.50% |
| Over $5,000 (LOC) | 8.50% |
| $10,000 + MeritLine secured by mortgage | 5.45% |
| $10,000 + MeritLine NOT secured by mortgage | 5.95% |
| Unauthorized overdraft | 24.00% |
| Mortgages | Rates |
|---|---|
| 1 year fixed | 3.64% |
| 2 year fixed | 3.74% |
| 3 year fixed | 3.94% |
| 4 year fixed | 4.29% |
| 5 year fixed (ALA) | 3.85% |
| 6 Months Open | 7.25% |
| 6 Months Closed | 4.20% |
Rates are subject to change according to market conditions without notice.
