Rates

YOUR Savings Rates
$1 to $24,999 0.050%
$25,000 to $99,999 0.100%
$100,000 plus 0.300%
YOUR HISA Rates
All Balances 0.200%
YOUR HISA TFSA (Tax Free Savings Account) Rates
All Balances 0.200%
YOUR Chequing Rates
All Balances 0%
Fixed Term Deposits Rates
1 year 3.050%
2 year 3.450%
3 year 3.600%
4 year 3.850%
5 year 3.950%
Redeemable - 1 year 0.250%
Fixed RRSPs, RRIFs and TFSAs Rates
1 year 3.050%
2 year 3.450%
3 year 3.600%
4 year 3.850%
5 year 3.950%
Prime Rate Rates
Sydney Credit Union Prime Rate 3.20%
Personal Loans Rates
Fully Secured 4.70%
New Auto and Recreational Vehicle - rate fixed for 5 year 5.90%
Line of Credit Rates
Under $5,000 (Overdraft) 14.50%
Over $5,000 (LOC) 8.50%
$10,000 + MeritLine secured by mortgage 4.70%
$10,000 + MeritLine NOT secured by mortgage 5.20%
Unauthorized overdraft 24.00%
Mortgages Rates
1 year fixed 3.590%
2 year fixed 3.940%
3 year fixed 4.290%
4 year fixed 4.740%
5 year fixed (ALA) 4.290%
6 Months Open 7.250%
6 Months Closed 4.000%
Rates are subject to change according to market conditions without notice.