Rates
| YOUR Savings | Rates |
|---|---|
| $1 to $24,999 | 0.050% |
| $25,000 to $99,999 | 0.100% |
| $100,000 plus | 0.300% |
| YOUR HISA | Rates |
|---|---|
| All Balances | 0.400% |
| YOUR HISA TFSA (Tax Free Savings Account) | Rates |
|---|---|
| All Balances | 0.400% |
| YOUR Chequing | Rates |
|---|---|
| All Balances | 0% |
| Fixed Term Deposits | Rates |
|---|---|
| 1 year | 0.700% |
| 2 year | 0.800% |
| 3 year | 0.900% |
| 4 year | 1.000% |
| 5 year | 1.100% |
| Redeemable - 1 year | 0.250% |
| Fixed RRSPs, RRIFs and TFSAs | Rates |
|---|---|
| 1 year | 0.700% |
| 2 year | 0.800% |
| 3 year | 0.900% |
| 4 year | 1.000% |
| 5 year | 1.100% |
| Prime Rate | Rates |
|---|---|
| Sydney Credit Union Prime Rate | 2.45% |
| Personal Loans | Rates |
|---|---|
| Fully Secured | 3.95% |
| New Auto and Recreational Vehicle - rate fixed for 5 year | 5.90% |
| Line of Credit | Rates |
|---|---|
| Under $5,000 (Overdraft) | 14.50% |
| Over $5,000 (LOC) | 8.50% |
| $10,000 + MeritLine secured by mortgage | 3.95% |
| $10,000 + MeritLine NOT secured by mortgage | 4.45% |
| Unauthorized overdraft | 24.00% |
| Mortgages | Rates |
|---|---|
| 1 year fixed | 2.790% |
| 2 year fixed | 2.890% |
| 3 year fixed | 3.49% |
| 4 year fixed | 3.990% |
| 5 year fixed (ALA) | 2.25% |
| 6 Months Open | 7.250% |
| 6 Months Closed | 3.750% |
Rates are subject to change according to market conditions without notice.
