Open a New Account

You live your life online -and your banking does too. In as little as 5-10 minutes, you can apply to open an account or take out a loan through our digital account opening program without stepping foot in a branch.

To be eligible to complete our online application, you must:
• be the age of majority
• be a resident of the province
• have a personal email address
Already a member? Your application process is even faster! With your member number and PAC, the application can be pre-populated with your personal information and linked to your existing account.

Apply Now!

Here's what you'll need to apply:


Open an
Apply for
a Loan

Personal Information: address, SIN, employment details,
contact information.

      X          X   

Identification: bank statements, utility bill, credit statement.

      X             X

Your Assets: a list of real estate, vehicles or investments.

Proof of Income: two most recent pay stubs or CRA  notice of assessment.       X
Membership Share: a small, one-time deposit ($5.00) that validates your membership.       X       X
Joint Account Information: if you are applying for a joint account, information on the other account holder will be required.       X             X
Co-signer Information: if you require a co-signer, details related to their personal information is needed.       X

Contact our team by email or by phoning one of our branches listed below:

Sydney 902-562-5593
Sydney River 902-539-1684
Whitney 902-564-6478

How long will it take to process my application? Expand/Collapse

Our staff will review your application once it is received and will contact you for any remaining details or to confirm your account within two business days.

What products can I apply for online? Expand/Collapse

You can open a variety of chequing and savings accounts or a term deposit account in minutes online.  You can also apply for an unsecured personal loan! 

Do I have to finish my application at one time? Expand/Collapse

You can take as much or as little time as you like. You can complete your application at one time or save your progress and return to it when convenient, just keep note of your application ID.