Loans
Flexibility for wherever you are in life
Find the loan to fit your next big goal
Personal Loans
Description
A personal loan is a convenient solution when funds are needed for an important purchase, luxury item, or to consolidate debt into one, lower-cost, convenient payment.
Key Features
- Repay your loan faster with weekly or bi-weekly payments
- No penalty for extra payments or early repayment
- Make extra payments at any time, in any amount, and as often as you would. like
Vehicle Loans
Description
A pre-approved loan puts you in the driver’s seat when negotiating price or comparing lease agreements. And when comparing, remember to ask about making extra payments, loan insurances and cost of borrowing. With the right information, you can make the right decision that fits your lifestyle.
Key Features
- Flexible repayment terms
- Repay your loan faster with weekly or bi-weekly payments
- No penalty for extra payments or early repayment
RRSP Loans
Description
RRSP loans*, with rates as low as prime, provide an opportunity for owners to maximize their RRSP contribution and take advantage of maximum tax benefits today while providing for their future retirement.
Key Features
- Terms from 12 months to 15 years.
- 3-year renewal for fixed rate loans.
- Invest in Mutual Funds.**
- Minimum payments apply.
Home Equity Loans
Description
With Total Access Home Equity (TAHE), you can use the equity in your home to give you the financial freedom you require to make those necessary home renovations, do some well-deserved travelling, pay off high-interest debts, or for whatever lifestyle goals you may have in mind.
Key Features
- Credit limit up to 80% of the home’s current appraised value.
- Mortgage terms can be customized into fixed and variable rate solutions, or between short and long-term solutions.
- Flexible payment options. Monthly payments can be as low as interest only or pay off the full balance without penalty on open terms or lines of credit.
- Allows consolidation of existing debt to save on interest charges.
Student Lending
Description
It’s tough being a student. "Student Life" shouldn’t be a contradiction in terms. Exams. Term Papers. "The best years of your life." You don’t have time to worry about money. That is why Sydney Credit Union has great news for students. We will help you figure out where to put your money and how to get more when needed.
Key Features
Scholarships
The Sydney Credit Union Outstanding School and Community Involvement Scholarship program recognizes the contribution of our community builders of tomorrow.
Student Loan LOC
Less stress loan applications and a quick response helps take the worry out of financing your education.
Get your loan more ways
Sydney 902.562.5593
Whitney 902.564.6478
Sydney River 9025391684
North Sydney 902.794.2535
Whitney 902.564.6478
Sydney River 9025391684
North Sydney 902.794.2535
Not sure which loan is right for you?
We’ll be happy to help you pinpoint the option that best suits your needs.
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Select the card that resonates with your aspirations, unlocking the gateway to fulfill your every need.
Take a look at the latest, competitive rates on offer for our lending solutions.
Try our calculator for help finding a loan that suits you and your budget.
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Copyright 2024 Sydney Credit Union. All rights reserved.
Copyright 2024 Sydney Credit Union. All rights reserved.
