Service Charges

Please click HERE for updated service charge packages.

The following pricing applies to personal accounts only. All pricing is subject to change without notice. For more information about Sydney Credit Union's service charges, please call our Main Branch at 562-5593 or our Sydney River Branch at 539-1684.

Prices effective July 1, 2021.

Transaction Fees * YOUR Chequing YOUR Savings YOUR US$ Chequing
Monthly Fee

$2.00

Free

$2.00

ATM Withdrawal

$1.00

$1.00

NA

ATM Bill Payment

$1.00

$1.00

NA

Interac® Network (domestic) ATM Withdrawal

$1.50

$1.50

NA

Interac® Online Payment

$1.00

$1.00

NA

Interac® e-Transfer

$1.50

$1.50

NA

PLUS®* Network (international) ATM Withdrawal

$4.00

$4.00

NA

MemberDirect® Online Banking - Inquiry

Free

Free

Free

MemberDirect® Online Banking - Transfer

Free

Free

NA

MemberDirect® Online Banking - Bill Payment

$1.00

$1.00

NA

TeleService® Telephone Banking - Inquiry

$0.75

$0.75

$0.75

TeleService® Telephone Banking - Transfer

$1.00

$1.00

NA

TeleService® Telephone Banking - Bill Payment

$1.00

$1.00

NA

Interac® Debit Purchase (MEMBER CARD®)

$1.00

$1.00

NA

Pre-authorized Payment

$1.00

$1.00

NA

Overdraft Fee

$5.00

$5.00

$5.00

In-Branch Cash Withdrawal

Free

Free

$0.75

In-Branch Bill Payment

$1.00

$1.00

$1.00

In-Branch Transfer

Free

Free

Free

Cheque Withdrawal

$1.00

$5.00

$1.00

Certified Cheque

$15.00

$15.00

$15.00

Cheque - Stop Payment

$15.00

$15.00

$15.00

Official Cheque

$7.50

$7.50

NA

Returned NSF Items

$45.00

$45.00

$45.00

Single Cheque Search / Image

$10.00

$10.00

$10.00

In-Branch Statement (without cheque images)

$2.00

$2.00

$2.00

Monthly Statement (including cheque images)

$2.00

$2.00

$2.00

Money Order - Canadian $

$7.50

$7.50

NA

Money Order - US $

$7.50

$7.50

$7.50

Clickable Cheques

Free

Free

Free

MemberDirect® Online e-Statements

Free

Free

Free

SMS Mobile Banking and Mobile Website

Free

Free

Free

Wire Transfer - Canadian Funds

$25.00

$25.00

$25.00

Wire Transfer - US Funds

$45.00

$45.00

$45.00

Safety Deposit Box
- Small
- Medium
- Large
- X-Large
- XX-Large


$50.00/year
$60.00/year
$100.00/year
$150.00/year
$200.00/year

US Chequing Account $2.00 per month
* Cost per transaction, unless otherwise noted.

** Does not include surcharges from other institutions.